Stanford University Law School - Securities Class Action Clearinghouse

[Web note: Page formatting approximates, but does not match exactly, that of filed paper document.]


UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF NEW YORK


-----------------------------------------X
MARION FINKEL,                           :
                                         :
                   Plaintiff,            :
                                         :
       -against-                         :     96 Civ.
                                         :
PUTNAM CONVERTIBLE OPPORTUNITIES         :
AND INCOME TRUST, GEORGE PUTNAM,         :     CLASS ACTION
WILLIAM F. POUNDS, JOHN D. HUGHES,       :    COMPLAINT FOR
PAUL G. BUCUVALES, JAMESON A.            :    VIOLATIONS OF
BAXTER, HANS H. ESTIN, JOHN A. HILL,     :  FEDERAL SECURITIES
ELIZABETH T. KENNAN, LAWRENCE J.         :         LAW
LASSER, ROBERT E. PATTERSON, DONALD      :
S. PERKINS, GEORGE PUTNAM, III, ELI      :
SHAPIRO, A.J.C. SMITH, W. NICHOLAS       :
THORNDIKE, SMITH BARNEY INC., DAIN       :   Plaintiff Demands a
BOSWORTH INCORPORATED, GRUNTAL &         :      Trial by Jury
CO., INC., THE ROBINSON-HUMPHREY         :
COMPANY, INC., A.G. EDWARDS & SONS,      :
INC., FAHNESTOCK& CO., INC., KEMPER      :
SECURITIES, INC., ADVEST, INC., FIRST OF :
MICHIGAN CORPORATION, LEGG MASON         :
WOOD WALKER INCORPORATED, SUTRO &        :
CO. INCORPORATED,                        :
                                         :
                   Defendants.           :
-----------------------------------------X

                      NATURE OF THE ACTION

          1.   This class action asserts claims under section 11 of

the Securities Act of 1933 and the common law on behalf of 

purchasers of shares of the common stock of a closed-end fund, the

Putnam Convertible Opportunities and income Trust (the "Fund"),

that were issued in an initial public offering of 3,700,000 shares

of common stock at $25.00 per share ($92,500,000), including over-

allotments (the "IPO"), which offering was made pursuant to a 



registration statement (the "Registration Statement"), of which a prospectus was a part (the "Prospectus"), made effective on June 26, 1995. The claims herein are asserted against the Fund, individuals controlling the Fund, and the underwriters (individually and as a defendant class) of the IPO. As of June 19, 1996, the Fund's shares, which trade on the New York Stock Exchange ("NYSE"), closed at $22 3/4, a discount of nearly 15% of the Fund's net asset value. Notwithstanding this substantial discount, there has been no consideration of a share repurchase program nor a vote of shareholders on whether to open-end the Fund 2. The Prospectus made material misrepresentations in violation of section 11 of the Securities Act of 1933. Specifically, the Registration Statement (which included the Prospectus) falsely represented, inter alia, that if the Fund's shares traded at a significant discount to their net asset value for an extended period of time, Putnam Investment Management, Inc. ("Putnam Management"), the Fund's manager, would consider recommending to the Fund's Trustees a share repurchase program that would allow the Fund's investors to have their shares repurchased by the Fund. (Prospectus at 47.) 3. Similarly, the Prospectus implied that the Fund would consider putting to a shareholder vote whether to convert the Fund to an open-end investment company (which would enable shareholders to redeem their shares on demand at the shares' net asset value) when a significant market discount from net asset value arose. (Id.) 2
4. The foregoing constituted defendants' representations that Putnam would consider a repurchase program and/or the Fund would put conversion to an open-end fund to a vote of the Fund's shareholders if a discount from net asset value existed for a substantial period of time, and by implication, consideration of either or both of the foregoing two options would be serious, substantial, and bona fide, and that there was a real, as opposed to a theoretical, possibility that either a stock repurchase program would be recommended by Putnam or that the Fund would put conversion to an open-end fund to a vote of the Fund's shareholders. 5. Defendants' representations in the Prospectus that Putnam would consider recommending a share repurchase program if the shares of the Fund trade at a significant discount to their net asset value for an extended period of time and that the Fund would consider putting to a shareholder vote whether to convert the Fund to an open-end investment company when a significant market discount from net asset value arose were false and misleading because, when the Prospectus became effective, prevailing market conditions and other factors that had been extant for a substantial period of time before the effective date of the Prospectus made it virtually certain that Putnam would not recommend a share repurchase program or that the Fund would not put to a vote by the shareholders of the Fund whether to open-end the Fund. 6. In addition, the Prospectus was false and misleading because, inter alia, 3
(a) Putnam did not intend to undertake a serious, substantial bona fide stock repurchase program and in fact either never considered or did not consider seriously a stock repurchase program, although the predicate for such a program --a market price reflecting a substantial discount from book value--existed for practically the entire period from the date of the IPO to the present; (b) it was virtually certain that even if Putnam considered a repurchase program, it would not recommend its adoption by the Fund's Trustees, so that there was no real possibility that a stock repurchase program would be recommended by Putnam; (c) The Fund did not intend to give serious, substantial bona fide consideration to a vote by shareholders on open- ending the Fund and in fact either never considered or did not consider seriously putting the open-ending of the Fund to a shareholder vote, although the predicate for a shareholder vote on open-ending the Fund--a market price reflecting a substantial discount from book value--existed for practically the entire period from the date of the IPO to the present; (d) it was virtually certain that even if the Fund considered putting the open-ending of the Fund to a shareholder vote, it would not recommend that the shareholders vote in favor of open-ending, so that there was no real possibility that a vote by shareholders on open-ending the Fund would take place; and 4
(e) The Prospectus' representation and covenant that Putnam would consider a repurchase program or that the Fund would put open-ending of the Fund to a shareholder vote if a significant discount from net asset value existed for an extended period of time, and the implications thereof, were breached when (1) Putnam failed to give serious, substantial, and bona fide consideration to a stock repurchase program; and (2) the Fund failed to put to a shareholder vote the open- ending of the Fund. 7. These misrepresentations were material because there is a substantial likelihood that a reasonable investor would consider them important in deciding whether to invest in the Fund and because there is a substantial likelihood that the disclosure of the misrepresentations would have been viewed by the reasonable investor as having significantly altered the total mix of information made available about the Fund for the following reasons, among others: (a) An open-end fund continuously offers shares to the public at the per share net asset value--the value of the fund's holdings divided by the number of shares. Shares of a closed-end fund "frequently trade at a discount from net asset value." (Prospectus at 47.) The development of such a discount--such as the one that the Fund's shares are now saddled with--exposes an investor in the closed-end fund-- here, members of the Class--to loss. Implementation of a 5
share repurchase program or conversion of the Fund to an open- end fund is protection from such losses that the Prospectus held out to plaintiff and the other members of the Class. (b) Unlike open-end funds, as a closed-end fund, the Fund is not obligated to buy back shares from investors at net asset value. Therefore, part of the inherent value of the Fund was the special procedures described in the Prospectus to eliminate a significant discount in stock price to net asset value. These discount elimination procedures represented a risk-avoidance feature of the Fund's management and implied a commitment on the part of the Fund to take steps to reduce the significant discount that developed. Defendants' representations falsely conveyed to investors a commitment on the part of Putnam Management--thus, the Fund--to recommend implementation of the stated procedures to address a net asset value discount problem should it arise. In fact, the discount elimination procedures set forth in the Prospectus were a sham. (c) The inherent value of a closed-end fund that does not have a mechanism in place to address the discount problem is lower than that of a closed-end fund with such a mechanism. The fact that prevailing market conditions and other factors that had been extant for a substantial period of time before the effective date of the Prospectus made it virtually certain that Putnam Management would not give serious consideration to recommending a share repurchase program to the Trustees and that shareholders would never be presented with a vote on 6
whether to convert the Fund to an open-end fund notwithstanding a value attributable to the discount elimination procedures described in the Prospectus. That these material misrepresentations were made to the investors in the Prospectus meant that the members of the Class paid an artificially high price for their shares in the Fund. 8. Since September 1995 a discount of 10% or greater (at times as great as 16%) from the net asset value of the Fund has existed, but no action has been taken by defendants to alleviate it. The Fund has failed to take action in accordance with its promises set forth in the Prospectus, which constitutes a contractual breach of the Fund's obligations set forth therein. JURISDICTION AND VENUE 9. This action arises under section 11 of the Securities Act of 1933 (the "Securities Act"), 15 U.S.C. § 77k; and principles of common law. 10. This Court has jurisdiction over the subject matter of this action pursuant to section 22 of the Securities Act, 15 U.S.C. § 77v; and sections 1331 and 1337(a) of the Judicial Code, 28 U.S.C. §§ 1331, 1337(a); and under the Court's supplemental jurisdiction, 28 U.S.C. § 1367. 11. Venue is proper in this District under section 22 of the Securities Act. The wrongs alleged in this Complaint occurred, in substantial part, in this District, including the offer and sale of securities and the preparation and dissemination to the 7
investing public of misleading information, particularly in a registration statement of which a prospectus was a part and pursuant to which securities were offered. 12. In connection with the acts, conduct, and other wrongs complained of herein, defendants, directly and indirectly, used the means and instrumentalities of interstate commerce and the United States mails and the facilities of the national securities markets. BACKGROUND 13. This is a securities class action on behalf of a class consisting of those individuals and entities who purchased common stock of the Fund pursuant to a registration statement filed under the Securities Act and the Investment Company Act of 1940, 1933 Act File No. 33-57901 and 1940 Act File No. 811-7253, with the SEC and which, as amended, became effective on June 26, 1995 (the "Registration Statement"). 14. The Registration Statement contained the Prospectus, which was distributed in connection with the sale of the Fund common stock. 15. Shares of the Fund's common stock are "securities" within the meaning of the Securities Act. The Registration Statement covered the sale of 3,700,000 shares (including over- allotments) of the Fund common stock at $25.00 per Share, raising total proceeds of approximately $92,500,000. The Fund's common stock is listed and traded on the New York Stock Exchange under the symbol "PCV." The Registration Statement and Prospectus were false and misleading as set forth herein. 8
THE PARTIES Plaintiff 16. Plaintiff Marion Finkel purchased 550 shares of the Fund common stock sold pursuant to the Registration Statement at $25.00 per share for $13,750.00. The purchase was made on June 26, 1995 and was from a selected dealer of an underwriter of the IPO. Defendants 17. Defendant the Putnam Convertible O pportunities and Income Trust, referred to herein as the "Fund," is a Massachusetts business trust organized on February 23, 1995 pursuant to an agreement and declaration of trust that operates as a diversified, closed-end, management investment company. Its principal place of business is in Boston, Massachusetts, 18. Defendant George Putnam was, at the time of the IPO, the President and Principal Executive Officer of the Fund as well as the Chairman of its board of directors and a Trustee of the Fund. At that time he was also Managing Director of Putnam Management, the manager of the Fund. He signed the Registration Statement. 19. Defendant William F. Pounds was, at the time of the IPO, Treasurer and Principal Financial Officer of the Fund, Vice Chairman of the Fund's board of directors, as well as a Trustee of the Fund. He signed the Registration Statement. 9
20. Defendant John D. Hughes was, at the time of the IPO, Vice Chairman of the Fund's board of directors, and Treasurer and a Trustee of the Fund. He signed the Registration Statement. 21. Defendant Paul G. Bucuvales was, at the time of the IPO, Assistant Treasurer and Principal Accounting Officer of the Fund. He signed the Registration Statement. 22. Defendants Jameson A. Baxter, Hans H. Estin, John A. Hill, Elizabeth T. Kennan, Lawrence J. Lasser, Robert E. Patterson, Donald S. Perkins, George Putnam, III, Eli Shapiro, A. J. C. Smith, and W. Nicholas Thorndike were each, at the time of the IPO, Trustees of the Fund. Each of these Trustees of the Fund signed the Registration Statement. 23. The Trustees of the Fund are each "responsible for the general oversight of the Fund's business." (Prospectus at 31.) Defendants Baxter, Hill, Patterson, Putnam, Pounds and Thorndike are members of the Executive Committee of the Trustees. (Prospectus at 35.) 24. The Underwriter Defendants consist of the major underwriters of the IPO, who are acting as representatives of all of the underwriters, each purchasing shares for resale as indicated below: Smith Barney Inc.. .................... 190,400 A.G. Edwards & Sons, Inc................ 190,400 Advest, Inc. .......................... 190,400 10
Dain Bosworth Incorporated. ............ 190,400 Fahnestock & Co. Inc ................... 190,400 First of Michigan ...................... 190,400 Gruntal & Co., Incorporated ........... 190,400 Kemper Securities, Inc. ................ 190,400 Legg Mason Wood Walker Incorporated .... 190,400 The Robinson Humphrey Company, Inc. .... 190,400 Sutro & Co. Incorporated. .............. 190,400 25. Each of the purchases by the Underwriter Defendants identified in paragraph 24 was for resale as part of the underwriting of the IPO. 26. The Underwriter Defendants identified in paragraph 24 hereof are sued individually and as representatives of a defendant class consisting of all of the underwriters of the IPO. PLAINTIFF'S PLAINTIFF CLASS AND SUBCLASS ALLEGATIONS THE PLAINTIFF CLASS 27. Plaintiff brings this action on her own behalf and as a plaintiff class action pursuant to rules 23(a) and 23(b)(3) of the Federal Rules of Civil Procedure on behalf of a plaintiff class (the "Plaintiff Class") consisting of those individuals and entities who purchased the Fund's shares on the IPO up to and including June 19, 1996 (the "Class Period"). Excluded from the Plaintiff Class are defendants; the members of the immediate family of each of the Individual Defendants; any subsidiary, parent, or 11
other affiliate of a corporate defendant; the members of the Defendant Underwriter Class; and the legal representatives, heirs, successors, or assigns of any such excluded party. 28. Because 3,700,000 shares of the Fund's common stock were issued pursuant to the IPO and because after the IPO the Fund had, and still has, in excess of 3,700,000 shares of common stock issued and outstanding, a substantial number of which are actively traded on the New York Stock Exchange, the members of the Plaintiff Class are so numerous that joinder of all members is impracticable. While the exact number of members of the Plaintiff Class can only be determined by appropriate discovery, plaintiff believes that Plaintiff Class members number at least in the thousands. 29. Plaintiff's claims are typical of the claims of the other members of the Plaintiff Class. Plaintiff and all of the other members of the Plaintiff Class sustained damages as a result of defendants' wrongful conduct complained of herein. 30. Plaintiff will fairly and adequately protect the interests of the members of the Plaintiff Class and has retained counsel competent and experienced in class and securities litigation. 31. A class action is superior to other available methods for the fair and efficient adjudication of this controversy. Because the damages suffered by individual Plaintiff Class members may be relatively small, the expense and burden of individual litigation make it virtually impossible for Plaintiff Class members individually to seek redress for the wrongful conduct alleged herein. 12
32. Common questions of law and fact exist as to all members of the Plaintiff Class and predominate over any questions solely affecting individual members of the Plaintiff Class. Among the questions of law and fact common to the Plaintiff Class are: (a) whether the Registration Statement (including the Prospectus) contained false and misleading information; (b) whether section 11 of the Securities Act was violated by defendants' acts as alleged herein; (c) whether defendants George Putnam, William F. Pounds, John D. Hughes, and Paul G. Bucuvales were control persons of the Fund within the meaning of section 15 of the Securities Act; (d) whether the Fund breached its contract with the Class members; and (e) whether the members of the Plaintiff Class have sustained damages and, if so, the appropriate measure thereof. 33. Plaintiff knows of no difficulty that will be encountered in the management of this litigation that would preclude its maintenance as a class action. 34. The names and addresses of the purchasers of the Fund common stock during the Class Period are available from the Fund's transfer agent. Notice can be provided to such record owners via first class mail using techniques and a form of notice similar to those customarily used in class actions. 13
DEFENDANT CLASS ALLEGATIONS 35. The Underwriters Defendants identified in paragraph 24 hereof are sued both individually and as representatives of a defendant class (the "Defendant Class") consisting of the firms that underwrote the IPO. 36. There are 49 members of the Defendant Class. The members of the Defendant Class are so numerous and geographically dispersed that joinder of all such Class members is impracticable. 37. There are questions of law or fact common to the Defendant Class that predominate over any questions affecting only individual members. These common questions include: (a) whether the Registration Statement (which included the Prospectus), failed to disclose material facts or misrepresented material facts; (b) whether the Underwriter Defendants and the other members of the Defendant Class violated section 11 of the Securities Act; and (c) the measure by which damages may be determined in connection with the Defendant Class's violations of section 11 of the Securities Act. 38. The defenses of the Underwriter Defendants to the claims of plaintiff and the Plaintiff Class are typical of the defenses of the other members of the Defendant Class to such claims. It is expected that the Underwriter Defendants will retain 14
competent and experienced counsel in defense of this litigation, and will fairly and adequately protect the interests of the Defendant Class. 39. A class action against the Defendant Class is superior to other available methods for the fair and efficient adjudication of this controversy. The certification of a defendant class in connection with the wrongs alleged herein will not present any unusual difficulties or burdens. Absent certification of a defendant class there exists the possibility of a multiplicity of actions, the risk of inconsistent determinations, and the risk of inconsistent standards to which the individual members of the Defendant Class may be held. FACTS 40. The Fund operates as a closed-end, diversified management investment company managed and administrated by Putnam Management pursuant to a management and an administration contract. (Prospectus at 38.) Putnam Management "has been managing mutual funds since 1937. The firm serves as the investment manager for the funds in the Putnam family, with approximately ...$5 billion in assets in 16 closed-end funds." (Prospectus at 17.) Management of the Fund is overseen by the Trustees, who "are responsible for the general oversight of the Fund's business." (Prospectus at 31.) 41. A closed-end investment fund is one in which shares of beneficial interest in the fund in the form of stock are sold in an offering, which are then publicly traded. For example, an investor sells his investment in the Fund by trading his Fund 15
shares on the New York Stock Exchange, at a price determined by the interplay of buyers and sellers--the market demand--and not by the value of the assets of the Fund. This compares to an open-end fund, which itself continuously offers shares to the public and agrees to repurchase such shares at the net asset value of such shares. 42. Shares of a closed-end fund often drop in price after the initial sale of the stock to the public because operating expenses diminish the net asset value of the fund, creating a discount. This discount can and frequently does, as here, develop with respect to the net asset value of a closed-end fund, when the market price per share is less than and does not reflect the net asset value of the fund. By contrast, an open-end fund suffers no such deterioration because its market price equals its net asset value. Accordingly, many investors considering the initial offering of a closed-end fund and the initial offering of an open- end fund will prefer the latter, especially when other things, particularly the investment objectives, management, and investment adviser, are equal. 43. The discount elimination provisions set forth in the Prospectus are for the benefit of the Fund's shareholders, not the Fund's management. It is in the interest of the management of the Fund for the Fund to remain a closed-end fund, i.e., to not convert to open-end fund, and to avoid repurchasing shares at net asset value. This way the Fund's assets remain intact, removed from the threat of forced liquidation to meet redemptions by shareholders. 16
THE FUND 44. The Fund was initially sold to the public pursuant to a Registration Statement made effective on June 26, 1995. All of the underwriters identified in paragraph 24 hereof plus the other members of the Defendant Class of underwriters were underwriters of that IPO. 45. The Fund, anticipating that a slight discount would develop immediately following the IPO, explained in the Prospectus that Shares of closed-end investment companies often trade at a discount to their net asset values, and the Fund's Shares may likewise trade at a discount. The risks associated with this characteristic of closed-end investment companies may be greater for investors expecting to sell shares of a closed-end investment company soon after the completion of an initial public offering of the company's shares. The net asset value per Share will be reduced immediately following the offering as a result of organizational and offering expenses. (Prospectus at 15-16.) The organizational and IPO expenses, which approximated $793,816, (Prospectus at 17), represented 0.866% of the gross proceeds raised on the IPO. This is a comparatively small amount because it did not include the underwriters' sales commission of 6% of the IPO price per share, an expense that is often paid for out of the proceeds of an initial public offering. Thus, investors were cautioned to anticipate an initial discount in the net asset value of 0.866%. Indeed, this level was reached by the fourth week of the Fund's trading after the IPO, in mid-July 1995. 17
46. A discount--particularly the large discount involved here--is not desirable. Investors would not buy shares of a closed-end fund at an initial price equal to its assets' value if they knew that the share price would be sharply discounted to the asset value. Anticipating this investor concern, the Fund included in the Prospectus detailed descriptions of two different procedures (described below) (the "discount elimination procedures") to follow if a significant discount in share price/net asset value developed over an extended period of time. The inclusion of this language provided reassurance to investors that if their shares traded at a large discount, there was a realistic possibility that they could obtain the net asset value for their shares, either by a share repurchase program or by a conversion of the Fund to an open-end investment company, whereupon their shares would be redeemable on demand at net asset value. 47. The Prospectus explained to investors that as shareholders, they would be entitled to participate in certain Fund management decisions, including the decision to convert the Fund to an open-end one. The Prospectus provided in the section entitled "Description of Shares" that describes "Certain Provisions in the Agreement and Declaration of Trust," that The affirmative vote of at least three-fourths of the outstanding Shares is required to authorize any of the following actions: . . . (4) conversion of the Fund to an open-end investment company, or (5) amendment of the Agreement and Declaration of Trust to reduce the three- fourths of the total number of authorize the actions on (1) through (5) above, unless with respect to any of the foregoing such action has been authorized by the affirmative vote of three-fourths of the total number of 18
Trustees and three-fourths of the total number of Continuing Trustees ..., in which case the affirmative vote of a majority of the outstanding voting securities of the Fund is required in connection with the actions in (1) through (4) above ... (Prospectus at 46.) 48. The Prospectus then described the mechanisms the Fund had in place to address the net asset value discount problem. In the section entitled "Repurchase of Shares; Conversion to Open- End Status," the Prospectus provided: Shares of closed-end investment companies often trade at a discount to their net asset values, and the Fund's Shares may likewise trade at a discount to their net asset value. The market price of the Fund's Shares will be determined by such factors as relative demand for and supply of such Shares in the market, the Fund's net asset value, general market and economic conditions, and other factors beyond the control of the Fund.... Although the Fund's shareholders will not have the right to redeem their Shares, the Fund may take action to repurchase Shares in the open market or make tender offers for its Shares at their net asset value. In the event that the Shares trade at a significant discount to their net asset value for an extended period of time, Putnam [Management] will consider recommending a share repurchase program to the Trustees. A decision on whether to recommend a share repurchase program will depend on prevailing market conditions and other factors. Accordingly, there can be no assurance that Putnam will recommend a share repurchase program. (Prospectus at 47.) 49. Conversion of the Fund to an open-end investment fund upon share-holder approval was an alternate option to reduce a discount, as described in this same paragraph of the Prospectus: 19
The Fund may, by vote of at least three-fourths of the outstanding Shares (or, under certain circumstances, such lesser percentage as described above under "Description of Shares - Certain Provisions in the Agreement and Declaration of Trust"), be converted to an open-end investment company, which would make the Fund's Shares redeemable upon demand of shareholders at the Shares' net asset value. (Id.) 50. When read as a whole, the language in the Prospectus informed investors that the Fund had procedures in place designed to protect the investors' interest by at least making them whole if the discount grew significant through converting the Fund to an open-end fund or repurchasing shares at the net asset value, and that they would have the ultimate decision-making power. Either they could tender shares pursuant to a share repurchase program or they could vote on whether to convert the Fund to an open-end fund. 51. As of June 14, 1996, the Fund's shares traded at a discount of 14.94% to the Fund's net asset value (the Fund calculates its discount on a weekly basis). In fact, the shares have been trading at a double-digit discount since September 1995-- a significant discount for an extended period of time. For the three months immediately preceding the Complaint's filing date, the Fund's discount averaged 15.2 %; the average discount for the past nine months was 13.25%. Thus, within the past six months there has been a gap of roughly $12.5 million to $13.6 million between the market price of the Fund's shares and its net asset value. 20
52. Notwithstanding that the Fund's shares have been trading at a significant discount, for an extended period of time, thus triggering the discount elimination procedures described herein and set forth in the Prospectus, the Fund has failed to take any action to alleviate this discount, contrary to the promises and reassurances in the Prospectus. 53. Putnam Management has not recommended to the Fund's Trustees that a share repurchase program be undertaken nor has the Fund either commenced a share repurchase program or put the issue of conversion of the Fund to an open-end investment fund to shareholder vote. In none of its public filings or public statements has the Fund stated or otherwise indicated that it has or intends to address this significant discount. 54. The failure of Putnam Management to recommend to the Fund's Trustees that a share repurchase program be undertaken and of the Fund to put conversion of the Fund to an open-end investment fund to shareholder vote constitutes a breach of the Fund's obligations to the Class under the Prospectus. THE FALSE AND MISLEADING NATURE OF THE PROSPECTUS 55. The Prospectus for the Fund was false and misleading because despite the provisions therein concerning steps that Putnam Management and the Fund would take in the event of the development of a significant discount between the net asset value and the market price of the Fund shares for an extended period of time to address this net asset value discount problem, prevailing market conditions and other factors that had been extant for a substantial 21
period of time before the effective date of the Prospectus made it virtually certain that Putnam would not recommend a share repurchase program or put open-ending of the Fund to shareholder vote. Rather, that language in the Prospectus, implying a reduced level of risk to investors, was illusory, not a special feature designed to protect investors. 56. The Prospectus failed to disclose that despite representations to the contrary as described in the Prospectus-- that in the event of a significant discount in the net asset value, Putnam Management would recommend to the Fund's Trustees that the Fund commence a repurchase program or put to a shareholder vote whether to convert the Fund to an open-ended fund--the Fund would in fact take no action to get rid of the discount in the net asset value that has been in the double-digits since September 1995, and that for the last six months has averaged 15.2% (reaching as low as 16.19% on March 22, 1996). 57. Defendants' representations in the Prospectus that Putnam would consider recommending a share repurchase program if the shares of the Fund trade at a significant discount to their net asset value for an extended period of time and that the Fund would consider putting to a shareholder vote whether to convert the Fund to an open-end investment company when a significant market discount from net asset value arose were false and misleading because, when the Prospectus became effective, prevailing market conditions and other factors that had been extant for a substantial 22
period of time before the effective date Of the Prospectus made it virtually certain that Putnam would not recommend a share repurchase program or that the Fund would not put to a vote by the shareholders of the Fund whether to open-end the Fund. 58. In addition, the Prospectus was false and misleading for the reasons set forth in paragraph 6 above. 59. These misrepresentations were material because there is a substantial likelihood that a reasonable investor would consider them important in deciding whether to invest in the Fund and because there is a substantial likelihood that the disclosure of the misrepresentations would have been viewed by the reasonable investor as having significantly altered the total mix of information made available about the Fund for the following reasons, among others: (a) An open-end Fund continuously offers shares to the public at the per share net asset value--the value of the fund's holdings divided by the number of shares. Shares of a closed-end fund "frequently trade at a discount from net asset value." (Prospectus at 47.) The development of such a discount--such as the one that the Fund's shares are now saddled with--exposes an investor in the closed-end fund--here, members of the Class--to loss. Implementation of a share repurchase program or conversion of the Fund to an open-end fund is the protection the Prospectus offers the members of the Class from such losses. 23
(b) Unlike open-end funds, the Fund is not obligated to buy back shares from investors at net asset value. Therefore, part of the inherent value of the Fund is the procedures described in the Prospectus to eliminate a significant discount in stock price to net asset value. These discount elimination procedures represent a risk- avoidance feature of the Fund's management and imply a commitment on the part of the Fund to take steps to reduce the significant discount that developed. Defendants' representations falsely conveyed to investors a commitment on the part of the Fund to commence the stated procedures to address the net asset value discount problem. In fact, the discount elimination procedures set forth in the Prospectus are a sham. (c) The inherent value of a closed-end fund that does not have a mechanism in place to address the discount problem is lower than that of a closed-end fund with such a mechanism in place. The fact that prevailing market conditions and other factors that had been extant for a substantial period of time before the effective date of the Prospectus made it virtually certain that Putnam Management would not recommend a share repurchase program and that shareholders would never be presented with a vote on whether to convert the Fund to an open-end fund strips away the value attributable to such discount elimination procedures. That these material misrepresentations were made to the investors in the Prospectus means that the members of the Class paid an artificially high price for their shares in the Fund. 24
(d) The failure of the Fund to proceed with the discount elimination procedures set fourth in the Prospectus to cure its large net asset value discount reveals that the Fund chooses to place greater emphasis on keeping control of its captive asset base than on improving shareholder value. FIRST CLAIM FOR RELIEF Against All Defendants (Section 11, Securities Act) 60. Plaintiff incorporates by reference the allegations of paragraphs 1 through 59 of this Complaint. 61. The Registration Statement (including the Prospectus), which became effective on June 26, 1995, was false and misleading, omitted to state other facts necessary to make the statements therein not misleading, and failed to adequately disclose material facts, as set forth herein. 62. Plaintiff and the other members of the Plaintiff Class who acquired shares of the Fund that were the subject of the Registration Statement did not know of the omissions or misleading statements in the Registration Statement when such shares were acquired. 63. The Fund is the registrant for the IPO and signed the Registration Statement as the issuer of the stock sold in the IPO. 64. Defendants George Putnam, William F. Pounds, John D. Hughes, Paul G. Bucuvales, Jameson A. Baxter, Hans H. Estin, John 25
A. Hill, Elizabeth T. Kennan, Lawrence J. Lasser, Robert E. Patterson, Donald S. Perkins, George Putnam, III, Eli Shapiro, A.J.C. Smith, and W. Nicholas Thorndike each signed the Registration Statement. 65. Each of the Underwriter Defendants listed in paragraph 24 hereof and each of the other members of the Defendant Class were underwriters of the IPO within the meaning of the Securities Act. 66. Plaintiff and the other members of the Plaintiff Class acquired the Fund stock issued pursuant or traceable to the Registration Statement. 67. By reason of the foregoing, pursuant to section 11 of the Securities Act, each defendant is liable to plaintiff and the other members of the Plaintiff Class for the difference between the price paid for the stock and either the current value of such stock if currently held by plaintiff or the Plaintiff Class member or the price at which such stock was disposed of in the market if disposed of before the commencement of this action. 68. This action was brought within one year of the violations of section 11 of the Securities Act or within one year after the discovery of the untrue statements or the omissions in the Registration Statement complained of, or after such discovery should have been made by the exercise of reasonable diligence, and within three years from the date on which the shares were bona fide offered to the public. 26
SECOND CLAIM FOR RELIEF Against Defendants George Putnam, William F. Pounds, John D. Hughes, and Paul G. Bucuvales (Section 15, Securities Act) 69. Plaintiff incorporates by reference the allegations of paragraphs 1 through 68 of this Complaint. 70. (a) Defendant George Putnam was, at the time of the IPO, the President, Principal Executive Officer, and a Trustee of the Fund, the Chairman of its board of directors of the Fund, as well as Senior Vice President of Putnam; (b) defendant William F. Pounds was, at the time of the IPO, Treasurer and Principal Financial Officer of the Fund, its board's Vice Chairman, as well as a Trustee of the Fund; (c) defendant John D. Hughes was, at the time of the IPO, Vice Chairman of the Board and a Trustee of the Fund; and (d) defendant Paul G. Bucuvales was, at the time of the IPO, Assistant Treasurer and Principal Accounting Officer of the Fund. As such, these individual defendants each had the power and authority to cause or to prevent the wrongful conduct complained of herein and were thereby "control persons" of the Fund within the meaning of section 15 of the Securities Act. 71. As control persons of the Fund, the individual defendants described above in paragraph 70 are jointly and severally liable with and to the same extent as the Fund to plaintiff and the other members of the Plaintiff Class for the Fund's violations of section 11 of the Securities Act. 27
THIRD CLAIM FOR RELIEF Against the Fund (Breach of Contract) 72. Plaintiff incorporates by reference the allegations of paragraphs 1 through 68 of this Complaint. 73. As part of its covenant with purchasers of shares, the Fund agreed that if a significant discount in the market price of the Fund's shares from their net asset value existed for an extended period of time, either (1) Putnam would recommend to the repurchase program or (2) the Fund would put to the shareholder vote the question of whether to convert the Fund to an open-end investment company. 74. Although all of the conditions precedent to the actions to be taken by Putnam and/or the Fund as described in the foregoing paragraph 73 have occurred, Putnam has failed to recommend a share repurchase program and the Fund has failed to put to a shareholder vote the question of whether to convert the Fund to an open-end investment company. As a result, the Fund breached the terms of its contract with plaintiff and the other members of the Class. 75. The breach described in paragraph 74 above by the Fund of the terms of its contract with plaintiff and the other members of the Class is substantial--plaintiff and the other members of the Class have been for an extended period of time and continue to be subjected to a significant discount from the Fund's net asset value--which the Fund refuses to alleviate, contrary to 28
its promise to plaintiff and the other members of the Class in the Prospectus. 76. As a result of the Fund's breach of its contract, plaintiff and the other members of the Class have been damaged. Plaintiff and the other members of the Class have been deprived of their ability to tender their shares to the Fund either pursuant to a repurchase program or on demand, at net asset value. 77. Plaintiff and the other members of the Class have suffered damages as a result of the Fund's breach of its contract. PRAYER FOR RELIEF WHEREFORE, plaintiff, on behalf of herself and all the other members of the Plaintiff Class, prays for judgment as follows: (a) Declaring this action to be a proper plaintiff class action maintainable pursuant to rule 23(b)(3) of the Federal Rules of Civil Procedure and declaring Plaintiff to be a proper representative of the Plaintiff Class; (b) Declaring this action to be a proper defendant class action maintainable pursuant to rule 23(b)(3) of the Federal Rules of Civil Procedure and declaring the Underwriter Defendants to be a proper representative of the Defendant Class; (c) On the first claim for relief, against all defendants, awarding plaintiff and the other members of the Plaintiff Class damages in an amount as yet unascertained; 29
(d) On the second claim for relief, against the individual defendants George Putnam, William F. Pounds, John D. Hughes, and Paul G. Bucuvales, awarding plaintiff and the other members of the Plaintiff Class damages in an amount as yet unascertained; (e) On the third claim for relief, against the Fund, awarding plaintiff and the other members of the Plaintiff Class damages in an amount as yet unascertained; or, in the alternative, awarding plaintiff and the other members of the Plaintiff Class rescission of their purchases and awarding them the consideration that they paid for the Fund's shares (less any income received thereon) or, if such member of the Plaintiff Class no longer owns such stock, for rescissionary damages in an amount as yet unascertained; (f) Awarding plaintiff and the other members of the Plaintiff Class their costs and expenses in this litigation, including reasonable attorneys' fees and experts' fees and other costs and disbursements; and (g) Awarding plaintiff and the other members of the Plaintiff Class such other and further relief as may be just and proper under the circumstances. 30
DEMAND FOR TRIAL BY JURY Pursuant to rule 38(b) of the Federal Rules of Civil Procedure, plaintiff hereby demands trial by jury of all issues. Dated: New York, New York June 19, 1996 RABIN & GARLAND /s/ By:____________________________ Joseph P. Garland # JG-0888 Jacquiline Sailer 275 Madison Avenue New York, New York 10016 (212) 682-1818 Attorneys for Plaintiff 31
CERTIFICATE OF PLAINTIFF I, Marion Finkel, do hereby certify that: I have reviewed the within complaint and authorized its filing. I did not purchase the shares of common stock of Putnam Convertible Opportunities and Income Trust ("Putnam") that are the subject of the complaint at the direction of my counsel or in order to participate in any private action arising under the Securities Exchange Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. I am willing to serve as a representative party on behalf of a class, including providing testimony at deposition and trial, if necessary. During the Class Period I engaged in the following transactions involving the common stock of Putnam as follows: TRANSACTION TRADE DATE NO. OF SHARES PRICE/SHARE ----------- ---------- ------------- ----------- Bought 6/26/95 550 $25 I have not engaged in any other transaction involving the common stock of Putnam. I served as a representative party on behalf of a class in the USX Corporation Steel Stock Securities Litigation, C.A. No. 93-1246 (W.D. Pa.), but have neither sought to serve nor served as a representative party on behalf of a class in any other action brought under the federal securities laws that was filed during the three-year period preceding the date of this certification. I will not accept any payment for serving as a representative party on behalf of a class beyond my pro rata share of any recovery, except as ordered or approved by the court in accordance with section 27(a)(4) of the Securities Act of 1933 and section 21D(a)(4) of the Securities Exchange Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Nothing herein shall be construed to be or constitute a waiver of my attorney-client privilege. I certify under penalty of perjury that the foregoing is true and correct. Executed on June 19, 1996. /s/ By: ______________________ Marion Finkel

8 Aug 1997